Get a better home loan with a local Geelong mortgage broker
Answer a few quick questions and a licensed local broker compares the market to find the loan that fits you.
Free to you, and no obligation to go ahead.
- Access to 100+ lenders
- Greater Geelong Region
- 100% Independent
- Fast response
Looking for a mortgage broker in Geelong? Talk to one of our local brokers. You tell us what you're trying to do, one of our brokers takes it from there, and they compare lenders to find a loan that suits you. It costs you nothing and you're under no obligation.
We're not a bank, and we don't lend the money ourselves. What we do is the broking: comparing loans across a wide panel of lenders so you don't spend hours ringing around or filling in the same details on ten different bank websites.
How it works
Three steps. No phone tag.
Tell us what you need.
First home, refinance, an investment, a new build, whatever it is. A short form, a few minutes.
One of our brokers picks it up.
Someone licensed who works in the Geelong region and handles this kind of loan every week.
They compare lenders, at no cost to you.
Your broker looks across their lender panel, talks you through the options, and manages the application if you decide to go ahead.
What people come to us for
Most enquiries fall into one of these. Pick the one that sounds like you.
Home Loans
Buying a home in Geelong? One of our brokers compares lenders to find a loan that fits your budget and plans.
First Home Buyers
First home in your sights? Get help with the First Home Owner Grant, stamp duty savings and getting your deposit over the line.
Refinancing
Paying more than you need to? A broker can review your current loan and see whether refinancing gets you a better rate or lower repayments.
Investment Loans
Building a property portfolio? One of our brokers structures investment loans around your strategy and cash flow.
Construction Loans
Building new? Construction loans draw down in stages as work is done. A broker helps you line up finance that keeps the build moving.
Renovation Loans
Planning a renovation? Get help finding finance that covers the work without tripping up your cash flow along the way.
Commercial Loans
Need commercial finance? One of our brokers works across business, commercial property and equipment lending.
Car Loans
Buying a car? A broker can compare car and asset finance so the repayments suit your budget, not just the dealer's offer.
See all of them on the services page.
Why bother with a broker at all
You can walk into your own bank and take whatever it offers. Plenty of people do. The catch is that your bank only sells its own loans, so you never really know if the deal is good or just familiar.
A broker works the other way around. They start with your situation and compare loans across a panel of lenders, then bring back a shortlist. For most people that means less running around and a loan that actually matches what they're trying to do. And because the lender usually pays the broker, using one typically costs you nothing.
We keep it simple: free to you, local brokers who know the area, a wide lender network, and no pressure to proceed.
Buying your first home in Geelong
First home buyers in Victoria can get a hand from two schemes.
- First Home Owner Grant
- $10,000
- New or never-lived-in homes valued up to $750,000
- No stamp duty up to
- $600,000
- Sliding discount to $750,000, new or established
That stamp duty break covers new and established homes, as long as you live in it. Those savings add up fast, and getting them right is part of what a good broker sorts out for you. There's more detail on thefirst home buyers page and a full walk-through in our first home guide.
Where we cover
From the inner-city streets of Geelong West and Newtown to the Bellarine coast at Ocean Grove and Barwon Heads, the growth estates at Armstrong Creek and Lara, and the rural blocks out past Anakie. Browse thefull suburb list or just tell us where you're buying.
Get started
Ready when you are. Answer a few questions and one of our Geelong brokers who handles your kind of loan will pick it up.
Common questions
Is talking to a broker really free?
Yes. It costs you nothing to talk to one of our brokers, and there's no obligation to go ahead. Our brokers are usually paid by the lender when your loan settles, not by you. If a fee ever applies, your broker tells you in writing first.
Are you a mortgage broker or a lender?
Our brokers are licensed mortgage brokers, not lenders. They compare loans across a panel of lenders and handle your application; the lender is the one who actually provides the money. We don't lend and we don't charge you for the broking.
How many lenders can a broker compare?
It depends on the broker, but most work with a panel of 20 to 40 lenders, from the big banks to smaller lenders and credit unions. That's the point of using a broker: one person compares options across many lenders instead of you applying to each bank one at a time.
Which Geelong suburbs do you cover?
All of them. We cover central Geelong, the northern suburbs, the Bellarine Peninsula, the Surf Coast fringe and the rural areas out past Lara and Anakie. Roughly 60 suburbs across the region. If you're buying anywhere near Geelong, one of our brokers knows the area.
Ready to talk to a broker?
Tell us what you need and one of our local Geelong brokers picks it up. It takes about two minutes and costs you nothing.
Talk to a broker